ACCEPTANCE OF TERMS:

This is a legal notice to visitors of the following websites: www.connectrealty-pugetsound.com, or any Connect Realty site bearing either my photo, name or both, or any of the following sites, www.wa-foreclosures.com, www.veterans-realestate.com, www.veteransrealestate-online.com, www.veteransmls.com,, www.homesale-guarantee.com and any future real estate oriented sites sponsored and hosted by the site owner.

The services that this website provides to you are subject to the following Terms of Use ("TOU") and your acceptance to the terms herewith. You are given notice that each time you log into the site, you are reaffirming your acceptance to the terms of service of this site.

Beryl Gosney (aka Beryl Gosney & Associates), hereafter referred to as site owner, is a leading agent on internet with Connect Realty Inc. As the site owner, sponsor, and host of the websites noted above, hereafter referred to as "website", reserves the right to update the TOU at any time without notice to you. The most current version of the TOU can be reviewed by clicking on the "Terms of Use" hypertext link located on the menu or at the bottom of our Website home page.

DESCRIPTION OF SERVICES:

This website was designed for the expressed personal use by real estate clients of Beryl Gosney, or those who intend to have Beryl Gosney represent them when buying or selling a home. This website has an audio announcement button at the top of the home page which reinforces this policy.

If you are not already a real estate client of Beryl Gosney, but intend to be in the future, for purposes of qualifying to use this site, all you have to do is send an email to berylgosney@aol.com, letting Beryl know you intend to work with him, and let him know if you are pre-approved for a loan or not. If not pre-approved for a loan, on the home page at http://www.connectrealty-pugetsound.com, click on the link that provides FREE Loan Pre-Approval, and this action shows your intent of working with the site owner as your agent.

While the site owner recognizes the features on this site are beneficial to anyone buying or selling real estate, those who use the site by misrepresenting their intent of being a client of the site owner, must first recognize they are registering (if you do) under fraudulent pretenses, and secondly, that maintenance of this site costs the site owner considerable time and money, and, it is the business derived from honest and loyal users that defray the costs incurred by the site owner.

Since this is an exclusive site for Beryl Gosney's clients, those who don't have a agent yet, are certainly welcome to use the website on a temporary basis (24 hours), while they obtain loan pre-approval and forward an email to the site owner at berylgosney@aol.com, expressing your intent of working with site owner as your agent.

PERSONAL AND NON-COMMERCIAL USE LIMITATION:

Unless otherwise specified, the Services are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the content shown on this website nor shall you derive any commercial monetary benefits from the unique services provided herewith without being in violation of copyright laws and this terms of use agreement.

PRIVACY AND PROTECTION OF PERSONAL INFORMATION:

See the "Privacy Policy" statement disclosures relating to the collection and use of your information.

NOTICE SPECIFIC TO SOFTWARE AVAILABLE ON THIS WEB SITE:

Any software that is made available to download from the Services ("Software") is the copyrighted work of our service provider or a third party vendor and/or its suppliers. Use of the Software or any content on this website is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). An end user will be unable to install any Software that is accompanied by or includes a License Agreement, unless he or she first agrees to the License Agreement terms.

The Software is made available for download solely for use by end users according to the License Agreement. Any reproduction or redistribution of the Software not in accordance with the License Agreement is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED, UNLESS SUCH REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PERMITTED BY THE LICENSE AGREEMENT ACCOMPANYING SUCH SOFTWARE.

THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT. EXCEPT AS WARRANTED IN THE LICENSE AGREEMENT, WE HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE SOFTWARE, INCLUDING ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

FOR YOUR CONVENIENCE, SOFTWARE SERVICE LINKS MAY MAKE AVAILABLE AS PART OF THE SERVICES OR IN ITS SOFTWARE PRODUCTS, TOOLS AND UTILITIES FOR USE AND/OR DOWNLOAD. WE, OUR SERVICE PROVIDERS, THEIR VENDORS OR SUPPLIERS, DO NOT MAKE ANY ASSURANCES WITH REGARD TO THE ACCURACY OF THE RESULTS OR OUTPUT THAT DERIVES FROM SUCH USE OF ANY SUCH TOOLS AND UTILITIES. PLEASE RESPECT THE INTELLECTUAL PROPERTY RIGHTS OF OTHERS WHEN USING THE TOOLS AND UTILITIES MADE AVAILABLE ON THE SERVICES OR IN THE SOFTWARE PRODUCTS.

NOTICE SPECIFIC TO DOCUMENTS AVAILABLE ON THIS WEB SITE:

Documents specified above do not include the design or layout of this/these website(s), or the products and services of our service provider, their vendors or suppliers. Elements of this website and other real estate site subject to this terms of use agreement, are protected by trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from this or any of other Web site we are site owner of, may be copied or retransmitted unless expressly permitted by Beryl Gosney & Associates.

Registered users are required to immediately notify by email, (berylgosney@aol.com) any unauthorized use of your account or any other breach of security. Beryl Gosney, Beryl Gosney & Associates, its service providers, vendors, suppliers, or third part links will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by Beryl Gosney, Beryl Gosney & Associates, our service provider, vendors, suppliers, or third party links, or any other affected party due to someone else using your account or password. You may not use anyone else's account at any time, without the permission of the account holder.

NO UNLAWFUL OR PROHIBITED USE:

Registering to the website using invalid information (not your real name, not your real phone number, using the name or phone number of someone else, are all fraudulent actions and are subject to legal action. Note: Every time you log in, knowing your contact information on file is invalid, constitutes a separate new violation and offense, and an act to commit fraud.

By providing a telephone number and/or email address, you give express permission for Beryl Gosney and, his daily working associates (office personnel or other Real Estate Brokers or Agents assisting him; and third party lenders) to call you or email you, even if your phone number is on a state or national "Do Not Call" list.

Emails sent you are sent most often automated to educate you with our unique homesearching process, to educate you on the market and buying the home.

If you do not wish to receive automated emails from us, you have the sole responsibility as well as the capability to "unsubscribe" from the mailing list. You agree you will take personal responsibility to unsubscribe from our mailing list should you not want to receive any future email communications.

You agree that "unsubscribing" from our email list only removes you from our marketing system emails BUT NOT automatic emailing of property listings.

You agree, if you wish to curtail the receipt of automated property listings, you will request deletion of property watch listings yourself and take action to delete this service. Do not expect anyone but yourself to unsubscribe you. UNSUBSCRIBE capability is provided you as an option on the bottom of each email you receive.

This website is a wealth of real estate and lending information and periodic emails are sent to provide you guidance on how to strengthen your odds for acquire a home of choice, a loan you are comfortable with, and how to avoid the pitfalls of being rejected by a seller or a loan officer.

All emails are sent with an "unsubscribe" option at the bottom which will be taken for action by the site owner, the service provider or their respective staffs.

Under no circumstances do we want clients to use this website if they don't appreciate the services it provides, nor the time and money that is saved by working with the site owner and the resources provided. We encourage only positive and successful working relationships and prefer to severe relations in those which don't meet this criteria.

FEE FOR SERVICES:

Users of this site, who violate this terms of service agreement, may be charged, at the discretion of the site owner, a fee up to ten cents per property listing, including, but not limited to, all property listings made available for viewing as the result of a property search that is emailed to the user, or for those property listings that result from a property search conducted by the user, from the date of orignally registering for site access, thru to the date of terminating site access to the user. Failure to pay fees within 10 days of being billed, will result in the user also incurring the reimbursement of costs to the site owner, for collection of said debt, including, but not limited to any legal fees or court costs, past due charges, late fees, and accumulated monthly interest on the any unpaid balance owed. 

Any fees billed user, not paid within the 10 day grace period, will be assessed a late fee of $35 and 2% per monthly interest charge on the unpaid balance.  Funds collected will first be used by site owner to defray legal fees and collection costs incurred to reach final settlement. Monies over and above the legal and collection fees, will be donated to a local charity of the site owners choice within 3 months of final settlement.

USE OF SERVICES:

The Services may contain e-mail services, flyer services, website services for FSBO and other sellers, bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, photo's, information libraries, albums, file cabinets and/or other message or communication facilities designed to enable you to gain addition knowledge in your quest to buy or sell real estate. You agree to use the Communication Services only to post, send and receive messages and material that are proper and, when applicable, related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using the Communication Services, you will not:

• Use the Communication Services in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages (commercial or otherwise).

• Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

• Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, obscene, indecent or unlawful topic, name, material or information.

• Upload, or otherwise make available, files that contain images, photographs, software or other material protected by intellectual property laws, including, by way of example, and not as limitation, copyright or trademark laws (or by rights of privacy or publicity) unless you own or control the rights thereto or have received all necessary consent to do the same.

• Use any material or information, including images or photographs, which are made available through the Services in any manner that infringes any copyright, trademark, patent, trade secret, or other proprietary right of any party

Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Services specifically allows such messages.

• Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally reproduced, displayed, performed, and/or distributed in such manner.

• Falsify or delete any copyright management information, such as author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.

• Restrict or inhibit any other user from using and enjoying the Communication Services.

• Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.

• Harvest or otherwise collect information about others, including e-mail addresses.

• Violate any applicable laws or regulations.

• Create a false identity for the purpose of misleading others or to obtain access without commitment.

• Use, download or otherwise copy, or provide (whether or not for a fee) to a person or entity any directory of users of the Services or other user or usage information or any portion thereof.

Site owner has no obligation to monitor the Communication Services. However, the site owner reserves the right to review materials posted to the Communication Services and to remove any materials in its sole discretion. Site owner reserves the right to terminate your access to any or all of the Communication Services at any time, without notice, for any reason whatsoever.

The site owner reserves the right at all times to disclose any information as the site owner deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in the site owner's sole discretion.

Always use caution when giving out any personally identifiable information about yourself or your children in any Communication Services. The site owner does not control or endorse the content, messages or information found in any Communication Services and, therefore, the sire owner specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Services. Managers and hosts are not authorized spokespersons of or for the site owner, service provider, vendors, or suppliers, or any third party link, and their views do not necessarily reflect those of the site owner.

Materials uploaded to the Communication Services may be subject to posted limitations on usage, reproduction and/or dissemination; you are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO SITE OWNER OR POSTED AT ANY SITE OWNER WEB SITE:

No compensation will be paid with respect to the use of your Submission, as provided herein. The site owner is under no obligation to post or use any Submission you may provide and the site owner may remove any Submission at any time in its sole discretion..

By Posting a Submission you warrant and represent that you own or otherwise control all of the rights to (such as a photo of your property) your Submission as described in these Terms of Use including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

In addition to the warranty and representation set forth above, by Posting a Submission that contain images, photographs, pictures or that are otherwise graphical in whole or in part ("Images"), you warrant and represent that (a) you are the copyright owner of such Images, or that the copyright owner of such Images has granted you permission to use such Images or any content and/or images contained in such Images consistent with the manner and purpose of your use and as otherwise permitted by these Terms of Use and the Services, (b) you have the rights necessary to grant the licenses and sublicenses described in these Terms of Use, and (c) that each person depicted in such Images, if any, has provided consent to the use of the Images as set forth in these Terms of Use, including, by way of example, and not as a limitation, the distribution, public display and reproduction of such Images. By Posting Images, you are granting (a) to all members of your private community (for each such Images available to members of such private community), and/or (b) to the general public (for each such Images available anywhere on the Services, other than a private community), permission to use your Images in connection with the use, as permitted by these Terms of Use, of any of the Services, (including, by way of example, and not as a limitation, making prints and gift items which include such Images), and including, without limitation, a non-exclusive, world-wide, royalty-free license to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Images without having your name attached to such Images, and the right to sublicense such rights to any supplier of the Services. The licenses granted in the preceding sentences for a Images will terminate at the time you completely remove such Images from the Services, provided that, such termination shall not affect any licenses granted in connection with such Images prior to the time you completely remove such Images. No compensation will be paid with respect to the use of your Images.

NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT: : Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to the site owner at berylgosney@aol.com. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL NOT RECEIVE A RESPONSE.

LINKS TO THIRD PARTY SITES:

Links to third party websites are merely to provide additional information and content material on subjects that may aid the clients of the site owner while they are in the home buying or selling mode. Under no circumstance does the site owner ensure the relevancy or accuracy of third party sites at any given time since the monitoring of such sites only occur at the time the links were set up and any subsequent viewing merely doesn't happen since time don't allow such practice. Users of this website must take personal responsibility to scrutinize all third party information and authenticate any and all claims made by this site and any of the information provide, regardless of the source.

The user hold the site owner, service provider, vendors, and suppliers harmless of any liability derived from an alleged claim of harm or damages due to a third party linkage.

SOLICITATION POLICY:

THE SITE OWNER, DOES NOT ACCEPT OR CONSIDER UNSOLICITED IDEAS, INCLUDING IDEAS FOR NEW ADVERTISING CAMPAIGNS, NEW PROMOTIONS, NEW PRODUCTS OR TECHNOLOGIES, PROCESSES, MATERIALS, MARKETING PLANS OR NEW PRODUCT NAMES. PLEASE DO NOT SEND ANY ORIGINAL CREATIVE ARTWORK, SAMPLES, DEMOS, OR OTHER WORKS.

THE SOLE PURPOSE OF THIS WEB SITE IS FOR THE BENEFICIAL USE OF CLIENTS WORKING WITH OR INTENDING TO WORK WITH THE SITE OWNER WHO WILL SERVE AS THEIR REAL ESTATE AGENT. THE PHONE NUMBERS, FAX NUMBERS, EMAIL ADDRESSES OR URL'S ARE NOT MADE PUBLIC FOR THE SOLICITATION PURPOSES OF OTHER COMPANIES, VENDORS, OR SUPPLIERS, NOT INTERESTED IN BUYING OR SELLING REAL ESTATE, USING THE SITE OWNER AS THEIR AGENT.

COPYRIGHT NOTICE:

Copyright © 2008-Present Beryl Gosney, Beryl Gosney & Associates, 4917 Evergreen Way #159, Everett WA, 98203. All rights reserved.

Any rights not expressly granted herein are reserved.

Send any questions to the site owner at berylgosney@aol.com. Please allow a minimum of one week for a response to questions of relevancy. Attach supporting documentation on any issues raised.